According to an industry analysis of listing descriptions from more than 2 million homes sold in the last few years, houses with listing that contain certain keywords often sell faster and for more
Buying A Home With Less Than Perfect Credit
Just because your credit score isn't ideal, doesn't mean you can't finance a home. Consider these options:
The FHA offers affordable financing to first-time buyers and others with less than a 20% down payment. Those who qualify may pay as little as 3.5% down!
The VA, USDA, and Navy Federal Credit Union are three government-related lenders that offer mortgages with as little as ZERO down. The VA serves veterans and family members; the USDA typically serves buyers in rural areas; and the Navy Federal Credit Union serves military personnel and their families, as well as some government employees.
A parent, other relative or friend (who has good credit and is willing to take on the responsibility) can co-sign your mortgage loan.
If you're not already working with a lender, I would highly recommend calling Evangeline Scott. She's a Certified Mortgage Planner with Finance of America who can not only help you get started on a loan, but she also works with clients to repair their credit and discuss options to help them get to a more financially secure situation.
C: (916) 496-0160
Folsom Branch | 950 Glenn Dr., Ste 265, Folsom, CA 95630
I understand that buying a home can often times be one of the biggest financial decisions of a person's life. Not only can the whole process seem stressful, emotional, and time consuming, but if you a....